Privacy policy

CFL > Privacy policy

DATE OF LATEST VERSION: 8th March 2021
The website www.callforloans.com  (known as  “App”) are owned and operated by CALL FOR LOANS PRIVATE LIMITED (“CFL”) a company incorporated under the provisions of the Companies Act, 2013, and having its registered office at 136 B , TOWER B3, FIRST FLOOR, SPAZE IT-TECHPARK, SECTOR 49, SOHNA ROAD, GURGAON – HARYANA – 122001. For the purposes of this Privacy Policy (“Privacy Policy”), “we”, “our” and “us” shall mean CFL and “you” and “your” shall mean you as a User of the App (“User”), whether registered or not. The capitalized terms that are used in this Policy but not defined herein shall have the same meaning as defined in the Terms of Use Agreement. This privacy policy (“Privacy Policy”) is incorporated into, and is subject to, the Terms and Conditions pertaining to the services provided by us (“Services”). This Privacy Policy sets out what information we collect and how and why we use it, when you access the App and create an account with us (“Account”). You are advised to read the Privacy Policy carefully before using this App. [To access or use the App, you are required to accept the terms of this Privacy Policy. By accepting this Privacy Policy, you signify that you have read, understood and agree to be bound by this Privacy Policy]. We reserve the right to update or modify this Privacy Policy at any time without prior notice & such changes shall be effective immediately in accordance with Clause 10.
BY ACCEPTING THE PRIVACY POLICY, YOU EXPRESSLY CONSENT TO CFL’S COLLECTION, RETENTION, ANALYSIS, USE AND DISCLOSURE OF YOUR PERSONAL INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY.
1. INFORMATION COLLECTED:
We will collect personal information of the User, as detailed further in this clause.. While some User information has to be mandatorily provided, others are optional and certain portions of the information will remain private ; We shall always let the User know which is which. Additional information may be gathered during subsequent use of the App by the User, whenever the User chooses to provide it.

1.4.1. an IP address, assigned to the device used by the User;
1.4.2. the domain server through which the User accesses the App and the functions and features therein; and
1.4.3. the type of device used by the User (“Device”).

2. METHOD AND MANNER OF USE OF INFORMATION:

2.2.1. Generating and maintaining User profiles on the App;
2.2.2. Provide personalized features;
2.2.3. Aiding financial services organizations to provide better Services;
2.2.4. Facilitating collection activities as needed;
2.2.5. Maintaining regular communications with the User concerning transactions the User initiates, such as requesting information or assistance, submitting a loan request, making payments, transferring funds, etc.
2.2.6. Modifying the App from time to time to cater to the User’s interests;
2.2.7. Providing the App and the functions and features therein, efficiently;
2.2.8. Preserve social history as governed by existing law or policy.

3. SHARING OF INFORMATION

3.1.1. it is in connection with disclosure to financial institutions and banks, in which case, the User hereby gives his express permission;
3.1.2. it is in connection with the Services being rendered through the App;
3.1.3. it is to help investigate, prevent or take action regarding unlawful and illegal activities; suspected fraud, potential threat to the safety or security of any person, violations of ourTerms& Conditions, or as defence against legal claims;
3.1.4. it is a case of special circumstances such as compliance with court orders, requests/order, notices from legal authorities or law enforcement agencies compel us to make such disclosure;
3.1.5. it forms part of the information we shares with advertisers on an aggregate basis;
3.1.6. it improves personalization, analysis and for offering new products/Services;and
3.1.7. it is required under an arrangement between usand the third party for product enhancement, analysis, risk and security purposes, communication purpose, etc.

4. SERVICE PROVIDERS

4.1.1. To facilitate our Service;
4.1.2. To provide the Service on our behalf;
4.1.3. To perform Service-related services; or
4.1.4. To assist us in analyzing how our Service is used.

5. YOUR RIGHTS & PREFERENCES AS A DATA SUBJECT IN INDIA

6. DATA RETENTION:

7. INFORMATION SECURITY

8. PROCEDURE FOR REMOVING USER NAME FROM THE RECORDS

9. PROCEDURE FOR CORRECTING INACCURACIES IN THE INFORMATION

10. PRIVACY POLICY UPDATES

11. GRIEVANCE OFFICER

NAME: Anurag Mittal
Address: 136 B , TOWER B3, FIRST FLOOR, SPAZE IT-TECHPARK, SECTOR 49, SOHNA ROAD, GURGAON – HARYANA – 122001
TEL: +91-9999102900
EMAIL: Sales@localhost